Medicare Initial Enrollment Period
New to Medicare and unsure which plan to choose? We are here to help make this big decision easier for you. The initial enrollment period spans the 3 months before your 65th birthday, your birthday month, and the 3 months following your birthday. This is the best time to sign up. You could avoid late penalties down the road, and not miss a minute of your coverage.
It is important to recognize that Original Medicare doesn’t cover everything, and that’s where we come in. The following options can help you cover more out-of-pocket costs to reduce many expenses.
Medicare Supplement, also known as Medigap, helps cover costs that Original Medicare does not, like coinsurance and deductibles. Medigap supplements your Original Medicare plans, so you must have Part A and Part B to get Medigap. Benefits can include no network restrictions, coverage when you travel, and more predictable costs.
Medicare Advantage, also known as Part C, is a Medicare health plan offered by insurance company sponsors that contract with Medicare to provide your Part A and Part B benefits. It can be a “one-stop” center for coverage.
You are 3 short steps away from custom Medicare options and all the help you need to decide which plan to choose.
- Enter your ZIP code.
- Answer a few simple questions.
- See plans
*Premium pricing varies and is subject to federal and state laws.
You can qualify for Medicare plans during a special enrollment period if you are turning 65, new to Medicare, moving or losing coverage. During the fall Annual Enrollment Period you can join, switch or drop your Medicare plan.